Legal Disclosures

Compliance & Fair Practices

Our commitment to transparency, regulatory alignment, and standard fair financial practice — so you can borrow with complete confidence.

5

Policy Pillars

48h

Support Response

100%

Transparent Fees

0

Hidden Charges

Section 01

Regulatory Status

Averon Capital Private Limited is a registered private limited corporation incorporated under the Companies Act, 2013 in India. We operate strictly as a professional financial consulting firm and loan facilitation platform. We are NOT a deposit-taking institution, bank, or NBFC (Non-Banking Financial Company) ourselves, and we do not directly underwrite or disburse retail loans.

Section 02

Fair Practices Code (FPC) Alignment

We voluntarily align our processes with the RBI Guidelines for Fair Practices to ensure complete clarity and respect in client communications:

  • Transparency in Fees: All advisory or file processing charges are disclosed upfront prior to consultation. There are zero hidden fees.

  • Objective Recommendations: We present loan offers from multiple partner banks/NBFCs without bias, allowing customers to choose their preferred option.

  • Privacy Integrity: No customer data is shared with lenders without explicit consent and digital application sign-off.

  • No Harassment: We follow strict guidelines against unsolicited calling or aggressive follow-up tactics.

Section 03

Grievance Redressal Policy

We believe in quick and objective resolution of customer issues. If you have any feedback or grievances regarding our team, representatives, or loan processing, please follow the escalation structure:

Level 1 — Customer Support Desk

First Point of Contact

Email: kapilm38@gmail.com

Response Time: Up to 48 working hours

Level 2 — Grievance Redressal Officer

Escalation

Name: Mr. Dileep Foujdar

Email: grievance@theloanexpert.in

Response Time: Up to 7 working days

Section 04

Disclaimer & Liability Notice

Customers are advised to carefully read the loan agreement, interest schedules, processing charge sheets, and repayment timelines provided by the actual financing bank or NBFC before signing. Averon Capital Private Limited is not responsible for any modifications in lender terms post-disbursal, nor are we liable for credit defaults or disputes between the customer and the lending institution.

Section 05

Prevention of Frauds

Averon Capital Private Limited never asks for cash payments or payments to individual employees for loan sanctions. All fee invoices are raised officially under corporate banking accounts of Averon Capital Private Limited. If you receive any suspicious payment requests, please report them to us immediately at compliance@theloanexpert.in.

Last updated: July 2025 ·  Averon Capital Private Limited reserves the right to update these policies. For any queries, reach us at kapilm38@gmail.com