Personal Loan Solutions
Achieve Personal Milestones with Flexible Unsecured Personal Loans
Loan Range
₹50,000 – ₹40 Lakh
Tenure
12 – 60 months
Interest Rate
10.5% – 24% p.a.
Why Get a Personal Loan?
Whether you are planning a grand wedding, funding higher education abroad, handling an unexpected medical emergency, consolidations of high-interest credit card debt, or renovating your ancestral home — get an instant personal loan with zero collateral. Averon Capital offers end-to-end digital personal loans with competitive interest rates and structured monthly repayment options tailored to fit your salary or income level.
Key Features
Minimal Documentation
Completely paperless journey with just basic KYC and salary proof
Zero Asset Collateral
Unsecured loan structure keeping your personal assets safe
Instant Approval
Receive credit approval and loan terms in under 60 minutes
End-Use Freedom
Complete freedom to use the funds for any legitimate personal purpose
Flexible Tenure
Select comfortable tenures ranging from 12 to 60 months
Fast Disbursal
Direct bank transfer within hours of completing digital signatures
Eligibility Criteria
- ✓Salaried professionals or self-employed individuals with stable income
- ✓Age profile: 21 to 60 years at the time of application
- ✓Minimum net monthly salary: ₹20,000 (salary must be credited to bank)
- ✓Minimum credit bureau score of 650+ with no defaults in the last 12 months
Documents Required
KYC Verification: Aadhaar Card, PAN Card, and latest photograph
Official copy required
Salary Proof: Last 3 months' salary slips and latest Form 16
Official copy required
Bank Account Proof: Last 6 months' salary bank account statements (PDF format)
Official copy required
Address Verification: Current utility bills, passport, or driving license
Official copy required
Our Application Process
Get funded in four simple phases. We guide you from basic application to final disbursal.
Apply Online
Provide personal details, email, phone number, and net monthly income.
Instant Valuation
We run a fast soft credit query to establish your credit eligibility.
Digital KYC
Complete video-KYC and digital verification of salary credentials.
Disbursal
Loan amount is instantly credited to your salary account post e-NACH setup.
Frequently Asked Questions
Everything you need to know about our Personal Loan plans.
Estimate Your Monthly Payments
Adjust the sliders below to estimate your EMI and total interest payout.
Monthly EMI
₹9,893