Home Loan
Service Details

Home Loan Solutions

Your Dream Home Awaits with India's Most Trusted Home Finance

Loan Range

₹5 Lakh – ₹10 Crore

Tenure

Up to 30 years

Interest Rate

8.35% – 12% p.a.

Home Loan

Why Get a Home Loan?

Make your dream of owning a home a reality. Averon Capital offers highly customized home loan packages with minimal paperwork, attractive floating and fixed rates, and long tenure options. Whether you are purchasing a ready-to-move-in apartment, constructing on a self-owned plot, renovating your existing house, or looking to transfer your high-interest rate home loan from another lender, we have got you covered.

Key Features

Purchase & Construction

Funding for new flats, resale properties, or customized plot construction

Competitive Rates

Industry-best interest rates starting from 8.35% p.a.

Long Tenure Options

Comfortable repayment periods of up to 30 years to minimize EMIs

Balance Transfer Facility

Refinance your existing home loan at lower rates and save lakhs

Expert Property Advisory

Full legal and technical evaluation of properties for your safety

Subsidy Support

Guidance on government home subsidy schemes for first-time buyers

Eligibility Criteria

  • Salaried employees, professionals, and self-employed business owners
  • Age profile: 21 to 70 years at the time of loan completion
  • Minimum annual household income: ₹3.6 LPA
  • Healthy CIBIL score (preferable 700+ for best interest rates)
Paperwork

Documents Required

📄

Identity & Age Proof: Aadhaar, PAN Card, Passport or Voter ID

Official copy required

📄

Income Proof: Last 6 months' salary slips, 2 years' ITR, and Form 16

Official copy required

📄

Bank Account Proof: Last 6 months' primary salary or business account statement

Official copy required

📄

Property Documents: Sale agreement, title deed, NOC from builder, and approved plan copies

Official copy required

Simple Steps

Our Application Process

Get funded in four simple phases. We guide you from basic application to final disbursal.

01

Submit Details

Fill in the basic home loan form and select your property budget.

02

Technical Review

Our specialists review property documents and verify legal titles.

03

Sanction Letter

Receive a formal approval letter outlining eligible loan amount and rate.

04

Signing & Disbursal

Execute the loan agreement and receive the demand draft for the builder.

FAQ

Frequently Asked Questions

Everything you need to know about our Home Loan plans.

Plan Your Repayment

Estimate Your Monthly Payments

Adjust the sliders below to estimate your EMI and total interest payout.

Loan Amount₹40,00,000
₹50 K₹1 Cr
Interest Rate8.4% p.a.
5%25%
Tenure (Years)20 Years
1 Year30 Years

Monthly EMI

₹34,460

Principal Amount₹40,00,000
Interest Payable₹42,70,443
Total Amount₹82,70,443