Mortgage Loan Solutions
Unlock the Value of Your Property with Loan Against Property (LAP)
Loan Range
₹10 Lakh – ₹15 Crore
Tenure
60 – 180 months
Interest Rate
9.25% – 14.5% p.a.
Why Get a Mortgage Loan?
A Mortgage Loan (also known as Loan Against Property or LAP) is a secured loan that allows you to borrow high-value capital by mortgaging your residential, commercial, or industrial property. Averon Capital offers mortgage loans with attractive interest rates (much lower than unsecured personal or business loans) and extended repayment tenures. Use the funds for business expansion, buying another property, child's education abroad, or high-value personal expenses, while continuing to occupy or rent out your property.
Key Features
High Loan-to-Value
Get up to 70% of the market value of your residential or commercial property
Low Secured Rates
Attractive secured loan interest rates starting from 9.25% p.a.
Extended Tenures
Comfortable repayment tenures up to 15 years to manage cash outflows
Multiple Property Types
Accept residential houses, self-occupied flats, office spaces, and commercial plots
Loan Top-Up Facility
Access extra cash on your existing mortgage loan as property valuation increases
Flexible Documentation
Hassle-free evaluation process even for complex property titles
Eligibility Criteria
- ✓Salaried employees or self-employed individuals owning a clear title property
- ✓Property must be located in approved municipal/urban layouts
- ✓Property must have clear, marketable, and mortgageable legal titles
- ✓Age profile: 21 to 70 years at loan maturity
Documents Required
Identity Proof: Aadhaar Card, PAN Card, Passport
Official copy required
Income Proof: Last 6 months' salary slips or 3 years' audited business ITRs
Official copy required
Bank Account: Last 6 to 12 months' primary bank statements
Official copy required
Property Deeds: Original registered sale deed, parent deeds, tax receipts, and approved blueprint drawings
Official copy required
Encumbrance Certificate: Encumbrance Certificate (EC) for the last 13 to 30 years
Official copy required
Our Application Process
Get funded in four simple phases. We guide you from basic application to final disbursal.
Basic Registry
Share property details, location, current usage, and financial requirements.
Legal & Technical Audit
Our lawyers inspect property registries and engineers estimate current market value.
Terms Agreement
Agree on the sanctioned amount (based on LTV) and final interest rate.
Deed Deposit & Funds
Deposit the original deeds in the bank vault and receive disbursal check.
Frequently Asked Questions
Everything you need to know about our Mortgage Loan plans.
Estimate Your Monthly Payments
Adjust the sliders below to estimate your EMI and total interest payout.
Monthly EMI
₹77,639