Business Loan
Service Details

Business Loan Solutions

Fuel Your Business Expansion with Unsecured Business Capital

Loan Range

₹1 Lakh – ₹5 Crore

Tenure

12 – 60 months

Interest Rate

10% – 22% p.a.

Business Loan

Why Get a Business Loan?

Scale your commercial operations, manage seasonal working capital, or invest in new equipment with our tailor-made business loan solutions. Averon Capital understands that quick access to capital is critical for growth. That is why we provide flexible, high-value business loans with zero collateral requirements, transparent terms, and minimal turnaround times so that you can focus entirely on running your business.

Key Features

Collateral-Free Capital

Secure operational funding up to ₹50 Lakh with zero asset collateral

Super-Fast Disbursal

Approved loans are credited directly to your current account in 48 hours

No Usage Restrictions

Use funds for stock purchase, marketing, hiring, or remodeling

Overdraft Facility

Get an active overdraft line and pay interest only on what you spend

Flexible Repayment

Easy daily, weekly, or monthly repayment schedules based on cashflows

Minimal Paperwork

Simple digital validation of GST returns and bank statements

Eligibility Criteria

  • Business operational for a minimum of 2 continuous years
  • Minimum annual audited turnover of ₹10 Lakhs or above
  • Averon credit check: Promoters/directors must have clean financial record
  • Age profile: 25 to 65 years at application date
Paperwork

Documents Required

📄

KYC Documents: PAN Card (Company & Directors), Aadhaar Card

Official copy required

📄

Business Proof: GST Registration Certificate, MSME Udyam Certificate, or Shop Act License

Official copy required

📄

Financial Proof: Audited balance sheet and profit & loss statements for the last 2 years

Official copy required

📄

Bank Account Proof: Last 12 months' official bank statements for all active business current accounts

Official copy required

Simple Steps

Our Application Process

Get funded in four simple phases. We guide you from basic application to final disbursal.

01

Basic Information

Share your business registry name, GST details, and required loan amount.

02

Financial Check

Our automated systems review your bank statement transactions and ITR.

03

Final Approval

Confirm the interest rate and tenure options designed for your profile.

04

Disbursal

Funds are directly wired to your business bank account within 24 hours of agreement.

FAQ

Frequently Asked Questions

Everything you need to know about our Business Loan plans.

Plan Your Repayment

Estimate Your Monthly Payments

Adjust the sliders below to estimate your EMI and total interest payout.

Loan Amount₹15,00,000
₹50 K₹1 Cr
Interest Rate14.5% p.a.
5%25%
Tenure (Years)3 Years
1 Year30 Years

Monthly EMI

₹51,631

Principal Amount₹15,00,000
Interest Payable₹3,58,733
Total Amount₹18,58,733