Car Loan
Service Details

Car Loan Solutions

Drive Your Dream Car Today with Hassel-Free Auto Financing

Loan Range

₹1 Lakh – ₹1 Crore

Tenure

12 – 84 months

Interest Rate

7.5% – 14% p.a.

Car Loan

Why Get a Car Loan?

Get instant financing for new or used vehicles with highly competitive interest rates and flexible repayment tenures. Whether you are looking to purchase your very first family hatchback, a premium luxury sedan, or upgrading your commercial fleet, Averon Capital makes auto financing completely effortless. Benefit from our extensive network of partner dealerships and fast-tracked processing pipelines.

Key Features

Quick Approval

Get approved digitally in as little as 24 hours with minimal hassle

Low Interest Rates

Highly competitive interest rates starting from 7.5% p.a.

Flexible Tenure

Customized 1 to 7 years repayment options to suit your budget

Up to 100% Financing

Zero downpayment options available on select on-road prices

Hassle-Free Processing

Seamless documentation validation and direct dealer disbursement

Easy Refinancing

Top-up and balance transfer options for existing car loans

Eligibility Criteria

  • Salaried employees or self-employed individuals
  • Age profile: 21 to 65 years at the time of loan maturity
  • Minimum monthly income: ₹25,000 for salaried, ₹3 Lakh ITR for self-employed
  • Minimum Credit Score of 650+ with healthy repayment history
Paperwork

Documents Required

📄

Identity Proof: PAN Card & Aadhaar Card (Mandatory)

Official copy required

📄

Address Proof: Passport, Utility Bill, or Registered Rent Agreement

Official copy required

📄

Income Proof: Last 3 months' salary slips & Form 16 (for salaried)

Official copy required

📄

Business Income Proof: Last 2 years' ITR with computation of income (for self-employed)

Official copy required

📄

Bank Account Proof: Last 6 months' operational bank statements

Official copy required

Simple Steps

Our Application Process

Get funded in four simple phases. We guide you from basic application to final disbursal.

01

Online Application

Submit your details and auto requirements using our web portal.

02

Document Upload

Provide your KYC, income proof, and bank statements digitally.

03

Verification & Offer

Our credit team reviews your details and makes a customized loan offer.

04

Disbursal

Loan amount is directly disbursed to the car dealer or manufacturer.

FAQ

Frequently Asked Questions

Everything you need to know about our Car Loan plans.

Plan Your Repayment

Estimate Your Monthly Payments

Adjust the sliders below to estimate your EMI and total interest payout.

Loan Amount₹8,00,000
₹50 K₹1 Cr
Interest Rate8.5% p.a.
5%25%
Tenure (Years)5 Years
1 Year30 Years

Monthly EMI

₹16,413

Principal Amount₹8,00,000
Interest Payable₹1,84,794
Total Amount₹9,84,794