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Drive Your Dream Car Today with Hassel-Free Auto Financing
Get instant financing for new or used vehicles with highly competitive interest rates and flexible repayment tenures. Whether you are looking to purchase your very first family hatchback, a premium luxury sedan, or upgrading your commercial fleet, Averon Capital makes auto financing completely effortless. Benefit from our extensive network of partner dealerships and fast-tracked processing pipelines.
Loan Range
₹1 Lakh – ₹1 Crore
Tenure
12 – 84 months
Rate
7.5% – 14% p.a.
Key Benefits
Quick Approval
Get approved digitally in as little as 24 hours with minimal hassle
Low Interest Rates
Highly competitive interest rates starting from 7.5% p.a.
Flexible Tenure
Customized 1 to 7 years repayment options to suit your budget
Up to 100% Financing
Zero downpayment options available on select on-road prices
Hassle-Free Processing
Seamless documentation validation and direct dealer disbursement
Easy Refinancing
Top-up and balance transfer options for existing car loans
Who Can Apply
- ✓Salaried employees or self-employed individuals
- ✓Age profile: 21 to 65 years at the time of loan maturity
- ✓Minimum monthly income: ₹25,000 for salaried, ₹3 Lakh ITR for self-employed
- ✓Minimum Credit Score of 650+ with healthy repayment history
Your Dream Home Awaits with India's Most Trusted Home Finance
Make your dream of owning a home a reality. Averon Capital offers highly customized home loan packages with minimal paperwork, attractive floating and fixed rates, and long tenure options. Whether you are purchasing a ready-to-move-in apartment, constructing on a self-owned plot, renovating your existing house, or looking to transfer your high-interest rate home loan from another lender, we have got you covered.
Loan Range
₹5 Lakh – ₹10 Crore
Tenure
Up to 30 years
Rate
8.35% – 12% p.a.
Key Benefits
Purchase & Construction
Funding for new flats, resale properties, or customized plot construction
Competitive Rates
Industry-best interest rates starting from 8.35% p.a.
Long Tenure Options
Comfortable repayment periods of up to 30 years to minimize EMIs
Balance Transfer Facility
Refinance your existing home loan at lower rates and save lakhs
Expert Property Advisory
Full legal and technical evaluation of properties for your safety
Subsidy Support
Guidance on government home subsidy schemes for first-time buyers
Who Can Apply
- ✓Salaried employees, professionals, and self-employed business owners
- ✓Age profile: 21 to 70 years at the time of loan completion
- ✓Minimum annual household income: ₹3.6 LPA
- ✓Healthy CIBIL score (preferable 700+ for best interest rates)
Fuel Your Business Expansion with Unsecured Business Capital
Scale your commercial operations, manage seasonal working capital, or invest in new equipment with our tailor-made business loan solutions. Averon Capital understands that quick access to capital is critical for growth. That is why we provide flexible, high-value business loans with zero collateral requirements, transparent terms, and minimal turnaround times so that you can focus entirely on running your business.
Loan Range
₹1 Lakh – ₹5 Crore
Tenure
12 – 60 months
Rate
10% – 22% p.a.
Key Benefits
Collateral-Free Capital
Secure operational funding up to ₹50 Lakh with zero asset collateral
Super-Fast Disbursal
Approved loans are credited directly to your current account in 48 hours
No Usage Restrictions
Use funds for stock purchase, marketing, hiring, or remodeling
Overdraft Facility
Get an active overdraft line and pay interest only on what you spend
Flexible Repayment
Easy daily, weekly, or monthly repayment schedules based on cashflows
Minimal Paperwork
Simple digital validation of GST returns and bank statements
Who Can Apply
- ✓Business operational for a minimum of 2 continuous years
- ✓Minimum annual audited turnover of ₹10 Lakhs or above
- ✓Averon credit check: Promoters/directors must have clean financial record
- ✓Age profile: 25 to 65 years at application date
Achieve Personal Milestones with Flexible Unsecured Personal Loans
Whether you are planning a grand wedding, funding higher education abroad, handling an unexpected medical emergency, consolidations of high-interest credit card debt, or renovating your ancestral home — get an instant personal loan with zero collateral. Averon Capital offers end-to-end digital personal loans with competitive interest rates and structured monthly repayment options tailored to fit your salary or income level.
Loan Range
₹50,000 – ₹40 Lakh
Tenure
12 – 60 months
Rate
10.5% – 24% p.a.
Key Benefits
Minimal Documentation
Completely paperless journey with just basic KYC and salary proof
Zero Asset Collateral
Unsecured loan structure keeping your personal assets safe
Instant Approval
Receive credit approval and loan terms in under 60 minutes
End-Use Freedom
Complete freedom to use the funds for any legitimate personal purpose
Flexible Tenure
Select comfortable tenures ranging from 12 to 60 months
Fast Disbursal
Direct bank transfer within hours of completing digital signatures
Who Can Apply
- ✓Salaried professionals or self-employed individuals with stable income
- ✓Age profile: 21 to 60 years at the time of application
- ✓Minimum net monthly salary: ₹20,000 (salary must be credited to bank)
- ✓Minimum credit bureau score of 650+ with no defaults in the last 12 months
Empower Your MSME Enterprise with Government Schemes & Business Capital
Averon Capital is dedicated to boosting small and medium enterprises across India. Our MSME Funding solutions provide specialized support for micro, small, and medium businesses, including alignment with government schemes such as CGTMSE, PMEGP, and Mudra loans. Whether you need capital to purchase raw materials, build manufacturing infrastructure, upgrade technology, or scale export capabilities, our financial experts facilitate customized financing at highly subsidized rates.
Loan Range
₹5 Lakh – ₹10 Crore
Tenure
12 – 120 months
Rate
8.5% – 16% p.a.
Key Benefits
CGTMSE Alignment
Access collateral-free loans backed by government guarantees up to ₹2 Crore
Subsidized Interest Rates
Special interest rates tailored specifically for registered MSMEs
Priority Sector Processing
Fast-tracked verification and processing pipelines for MSME applicants
Capital Equipment Finance
Customized term loans for purchasing machinery and plant setup
Trade Credit Assistance
Structured trade and bill discounting to manage supply chain cash flows
Flexible Security
Loans available with flexible security or partial collateral options
Who Can Apply
- ✓Must have a valid MSME Udyam Registration Certificate
- ✓Business operational for at least 1 year with stable sales
- ✓No history of default with any financial institution or bank
- ✓Available for manufacturing, trading, and service enterprises
Pay Only for What You Use with Flexible Overdraft Facilities
Manage short-term cash flow mismatches with Averon Capital's Overdraft (OD) Limit facility. An OD limit is a revolving credit line mapped directly to your account. You can withdraw funds up to your approved limit whenever you need them, and you only pay interest on the actual amount utilized and for the exact duration it was used. It is the perfect financial safety net for business operations, emergencies, and inventory purchases.
Loan Range
₹5 Lakh – ₹5 Crore
Tenure
12 months (Renewable)
Rate
9.0% – 18% p.a.
Key Benefits
Revolving Credit Line
Withdraw, repay, and withdraw again up to your approved limit instantly
Interest on Utilization
No interest charged on the idle limit; pay only for the exact amount used
Secured & Unsecured Options
Available against property, fixed deposits, shares, or as clean OD
Fast Renewals
Simple annual review and auto-renewal options based on clean operations
Daily Interest Calculation
Interest is computed daily and debited monthly on outstanding balances
Complete Flexibility
No restrictions on the number of withdrawals or deposits in a day
Who Can Apply
- ✓Proprietorships, Partnerships, LLPs, and Private Limited Companies
- ✓Minimum 3 years of active business operations
- ✓Good banking track record with zero check bounces or outward returns
- ✓Average daily credit balance meeting bank criteria
Optimize Working Capital with Cash Credit (CC) Facility Against Assets
A Cash Credit (CC) Limit is a specialized working capital loan offered to businesses against inventory, raw materials, stock-in-trade, and book debts (receivables). Averon Capital facilitates CC limits that help manufacturing, wholesale, and trading businesses maintain smooth operations without locking up crucial liquidity. With a CC limit, your credit threshold is determined by your current stock and book debt valuations, offering dynamic cash flows matching business cycles.
Loan Range
₹10 Lakh – ₹15 Crore
Tenure
12 months (Renewable)
Rate
9.5% – 16% p.a.
Key Benefits
Asset-Backed Limit
Get high credit limits based on the value of inventory and book debts
Dynamic Limit Adjustment
Limit scales up as your business inventory and sales invoice volumes grow
Immediate Liquidity
Draw cash to pay suppliers, wages, and freight charges instantly
Easy Book Debts Funding
Finance unpaid bills and sales invoices up to 90 days old
Substantial Cost Savings
Pay interest only on the actual amount drawn, not the entire limit
Annual Repayment Review
Flexible structures reviewed annually based on stock statements
Who Can Apply
- ✓Manufacturing, trading, wholesaling, or retail companies
- ✓Annual business turnover of ₹50 Lakhs and above
- ✓Regular maintenance of physical inventory logs and sales ledgers
- ✓Satisfactory credit rating and clean trade credentials
Secure Project-Specific Capital & Structural Funding for Corporate Contracts
Averon Capital provides project-based working capital and corporate funding solutions designed specifically for infrastructure companies, government contractors, real estate developers, and large manufacturing firms. Whether you have bagged a high-value government tender, need to execute a corporate export order, or are setting up a new production plant, our project funding team arranges structural loans, Letter of Credit (LC), Bank Guarantees (BG), and corporate trade finance to fuel execution.
Loan Range
₹50 Lakh – ₹50 Crore
Tenure
12 – 120 months
Rate
8.75% – 15% p.a.
Key Benefits
Project-Specific Funding
Customized funding structures tied to the milestones of your contract
LC & BG Facilities
Inland and foreign Letter of Credit and Bank Guarantees for trade safety
High-Value Disbursals
Corporate funding lines starting from ₹50 Lakh up to ₹50 Crore
Flexible Collateral Scope
Loans structured against project machinery, escrow accounts, or corporate guarantees
Structured Repayments
Repayment schedules aligned with billing milestones and project cash flows
Tender Support Finance
Special funding lines for Earnest Money Deposits (EMD) and performance security
Who Can Apply
- ✓Registered corporates, developers, or government class-A contractors
- ✓Possession of a formal work order, contract agreement, or tender award letter
- ✓Experienced technical and project management team
- ✓Audited corporate accounts with positive net worth and debt-service ratios
Unlock the Value of Your Property with Loan Against Property (LAP)
A Mortgage Loan (also known as Loan Against Property or LAP) is a secured loan that allows you to borrow high-value capital by mortgaging your residential, commercial, or industrial property. Averon Capital offers mortgage loans with attractive interest rates (much lower than unsecured personal or business loans) and extended repayment tenures. Use the funds for business expansion, buying another property, child's education abroad, or high-value personal expenses, while continuing to occupy or rent out your property.
Loan Range
₹10 Lakh – ₹15 Crore
Tenure
60 – 180 months
Rate
9.25% – 14.5% p.a.
Key Benefits
High Loan-to-Value
Get up to 70% of the market value of your residential or commercial property
Low Secured Rates
Attractive secured loan interest rates starting from 9.25% p.a.
Extended Tenures
Comfortable repayment tenures up to 15 years to manage cash outflows
Multiple Property Types
Accept residential houses, self-occupied flats, office spaces, and commercial plots
Loan Top-Up Facility
Access extra cash on your existing mortgage loan as property valuation increases
Flexible Documentation
Hassle-free evaluation process even for complex property titles
Who Can Apply
- ✓Salaried employees or self-employed individuals owning a clear title property
- ✓Property must be located in approved municipal/urban layouts
- ✓Property must have clear, marketable, and mortgageable legal titles
- ✓Age profile: 21 to 70 years at loan maturity
Get Expert Financial Counseling, Debt Restructuring, and Credit Improvement Advice
Averon Capital provides professional, objective Personal Financial Consultancy services to help individuals navigate complex financial decisions. We offer detailed advisory sessions covering credit score repair (CIBIL repair), debt consolidation strategies, personal tax planning, loan portfolio optimization, and wealth building. Our experienced advisors work one-on-one with you to build a structured financial blueprint that pulls you out of debt traps and prepares you for future credit approvals.
Loan Range
N/A (Consultancy Service)
Tenure
Flexible Sessions
Rate
Consultation Fee Based
Key Benefits
One-on-One Sessions
Private consultation sessions with certified senior financial advisors
Credit Score Improvement
Step-by-step guidance on identifying and rectifying credit bureau discrepancies
Debt Consolidation Plans
Restructure multiple expensive credits into a single, low-interest repayment line
Budget & Wealth Planning
Customized savings, investment, and insurance mapping for your family goals
Loan Dossier Review
Comprehensive review of your existing loan rates to find refinance savings
Fast-Track Advisory
Digital consultations scheduled at your convenience from anywhere in India
Who Can Apply
- ✓Any individual seeking financial planning, debt management, or credit score help
- ✓Age profile: 18 years and above
- ✓Willingness to share true credit statements and financial summaries
- ✓No corporate registration required; structured for individuals
Ready to Get Started?
Apply now and get a callback from our expert team within 24 hours.